Privacy Policy
Last updated: [DATE]
1. Who we are
MyLoan4U("we," "us," "our") operates myloan4u.com, a platform that helps you find and apply for loans by connecting you with our lending partners. This policy explains what personal information we collect, why, and how it's handled.
2. Information we collect
- Account information: your name and email address, collected when you register.
- Application information: your name, phone number, loan type, loan amount, and city, collected when you submit a loan application.
- Usage information: basic technical data such as your IP address and browser type, collected automatically for security and to keep the service working properly.
We do not collect sensitive financial documents (bank statements, ID proofs, etc.) directly through this platform — any such documents are handled directly between you and the lending partner once you're referred to them.
3. How we use your information
- To create and manage your account
- To match you with an appropriate lending partner and process your application
- To let you track your application status
- To communicate with you about your application (status updates, requests for more information)
- To improve and secure the platform
4. Who we share it with
We share your application details with the lending partner(s) relevant to your loan request, so they can evaluate and process your application. We do not sell your personal information to third parties for marketing purposes.
5. Data retention
We retain your information for as long as your account is active, and for a reasonable period afterward to comply with legal, accounting, or regulatory obligations.
6. Your rights
You can:
- Access the personal information we hold about you
- Correct inaccurate information (via your profile, or by contacting us)
- Request deletion of your account and associated data, subject to any legal retention requirements
To exercise these rights, contact us at support@myloan4u.com.
7. Security
We use reasonable technical and organizational measures (including encrypted connections and access controls) to protect your information. No system is 100% secure, and we encourage you to keep your registered email account secure, since we use email-based one-time codes to log you in.
8. Grievance Officer
In accordance with applicable Indian law, you may contact our Grievance Officer for any complaints regarding this policy:
[Grievance Officer name] — [email] — [address]
9. Changes to this policy
We may update this policy from time to time. We'll update the "Last updated" date above when we do.
10. Contact us
Questions about this policy: support@myloan4u.com